Please read these Terms & Conditions carefully before purchasing or using any products offered by FG Digital LLC.

By completing a purchase or accessing any of our digital products, you agree to be bound by these terms in their entirety.

1. Acceptance of Terms

These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("Customer," "you," or "your") and FG Digital LLC ("Company," "we," "us," or "our").

By purchasing, downloading, accessing, or using any of our digital products or services, you confirm that you have read, understood, and agree to these Terms.

If you do not agree, please do not proceed with a purchase or use of our products.

2. Products & Services

FG Digital LLC creates and sells digital products across various niches, including but not limited to digital guides, templates, toolkits, reports, prompts, and other downloadable or accessible digital content.

Products are delivered electronically via download link or email upon successful payment.

We reserve the right to modify, discontinue, or update products at any time without notice.

Delivery of access to a product constitutes fulfillment of the order.

3. Purchases & Payment

All purchases are processed through secure third-party payment processors.

Prices are displayed in U.S. dollars unless otherwise stated.

By providing payment information, you represent that you are authorized to use the payment method provided.

All sales are final unless otherwise stated in our Refund Policy below.

You are responsible for any applicable taxes in your jurisdiction.

Prices are subject to change at any time prior to purchase.

Order confirmation will be sent to the email address you provide

4. Refund Policy

We stand behind our products and offer a 30-day satisfaction guarantee.

If you are not satisfied with your purchase for any reason, you may request a full refund within 30 days of your purchase date, no lengthy explanation required.

To request a refund, simply email [email protected] with your order details within 30 days of purchase.

Refunds are issued to the original payment method and are typically processed within 5–10 business days.

While our guarantee is designed to protect genuine customers, we actively monitor for patterns of abuse.

We reserve the right to deny a refund request and/or permanently ban a customer from future purchases if we determine, at our sole discretion, that the guarantee is being exploited.

This includes but is not limited to:

- Requesting a refund after downloading and retaining the product with no legitimate complaint.

- Purchasing, downloading, and refunding multiple products in a pattern consistent with content theft.

- Providing false or misleading information to obtain a refund.

- Requesting a refund while continuing to use, distribute, or derive benefit from the product.

- Repeat refund requests across multiple orders from the same customer, email, or payment method.

By requesting a refund, you certify that your request is made in good faith.

Abuse of this policy constitutes a breach of these Terms and may be reported to payment processors, relevant platforms, and, where applicable, pursued through legal channels.

Important:

Filing a chargeback or payment dispute without first contacting our support team is considered a breach of this agreement.

We maintain detailed transaction and delivery records and will contest all illegitimate chargebacks.

Customers who file fraudulent chargebacks may be permanently banned from future purchases and reported to payment processors.

5. License & Permitted Use

Upon purchase, you are granted a personal, non-exclusive, non-transferable, revocable license to use the purchased digital product for your own personal or business purposes, subject to the restrictions below.

You MAY:

- Use the product for your own personal or internal business use.

- Apply strategies, templates, or frameworks from the product in your own projects.

- Print or store a personal copy for reference.

You MAY NOT:

- Resell, redistribute, or share the product with others without explicit written permission.

- Upload the product to any file-sharing site, marketplace, or platform.

- Claim the product as your own original creation.

- Use the product to create competing products that directly replicate its content.

- Grant sub-licenses or transfer your license to any third party.

Products sold with resell rights or private label rights (PLR) will specify their permitted use explicitly in the product listing or accompanying documentation.

6. Intellectual Property

All digital products, content, branding, and materials produced and sold by FG Digital LLC are the intellectual property of FG Digital LLC or its licensors.

Nothing in these Terms transfers ownership of intellectual property rights to you.

Unauthorized use, reproduction, or distribution of our content may constitute copyright infringement and may be subject to legal action.

7. AI-Generated Content Disclosure

FG Digital LLC openly discloses that some or all of our digital products may be created, assisted, or enhanced using artificial intelligence tools.

This includes but is not limited to written content, graphics, templates, and structured frameworks.

AI-assisted products are reviewed and curated before publication to ensure quality and accuracy.

However, by purchasing our products, you acknowledge and accept that:

- AI-generated content may contain errors, outdated information, or imprecisions.

- Results and outcomes from using the products may vary by individual.

- The products are informational in nature and do not constitute professional advice (legal, financial, medical, or otherwise).

8. Disclaimer of Warranties

Our products are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not guarantee that our products will meet your specific requirements or produce any particular outcome.

9. Limitation of Liability

To the fullest extent permitted by law, FG Digital LLC and its owners, employees, affiliates, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, our products or services, including but not limited to loss of profits, data, or business opportunities.

Our total cumulative liability for any claim arising from your purchase shall not exceed the amount you paid for the product in question.

10. Indemnification

You agree to indemnify and hold harmless FG Digital LLC, its owners, officers, and affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorney fees) arising from your use of our products, your violation of these Terms, or your infringement of any third-party rights.

11. Prohibited Conduct

You agree not to use our products or services to:

- Violate any applicable local, national, or international law.

- Engage in fraud, misrepresentation, or deceptive practices.

- Harass, harm, or infringe on the rights of others.

- Attempt to reverse-engineer, decompile, or extract underlying systems or methodologies in ways that violate these Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Any disputes arising under these Terms shall be resolved through good-faith negotiation.

If resolution cannot be reached, disputes shall be submitted to binding arbitration or the appropriate courts of competent jurisdiction.

13. Changes to Terms

FG Digital LLC reserves the right to modify these Terms at any time.

Updated terms will be posted with a revised "Last Updated" date.

Your continued use of our products after any changes constitutes acceptance of the updated Terms.

We encourage you to review this page periodically.

14. Contact

For questions about these Terms, please reach out to us at [email protected]